• All policies include roadside recovery and home, alternative travel, emergency overnight accommodation, message service and keys. Terms and conditions apply
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  • Vehicle length and height restrictions may apply please refer to terms and conditions
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Insure4Breakdown | Our Review

Independent and highly-experienced vehicle breakdown cover supplier Insure4Breakdown offers UK motorists complete peace of mind while out on the road with their brilliantly comprehensive selection of low-cost policies for both the UK and Europe.


In the more than 30 years since they first began trading, Insurance4Breakdown have sold a variety of different types of insurance from your standard but always essential home insurance to the slightly more specialised wedding and airline failure insurance before turning their expert hand over to vehicle breakdown cover.

This mountain of experience means that Insurance4Breakdown’s expert teams know the industry like the back of their hands and have seen enough to know exactly the kind of superior, low-cost and dependable protection their customers demand from a breakdown policy. 

Benefits of Insure4Breakdown

Working as a completely independent supplier allows Insurance4Breakdown to keep their overhead to an absolute minimum and so charge wonderfully competitive prices which even rival some of Britain’s biggest and well-respected breakdown cover providers. 

Both of their main kinds of cover are nicely inclusive and offer many features you’d usually have to pay extra for as an automatic part of their package like key replacement and skilled assistance if you breakdown at or nearby your home.

Types of cover from Insure4Breakdown

Two different breakdown policies are available from Insure4Breakdown, Indigo UK for cars up to ten-years-old and Indigo UK for cars up to 15-years-old. 

The former is cheaper and so contains slightly less features than the latter, but it’s still a fantastic package with invaluable home assistance, free replacement keys if yours are accidentally lost or broken and onward transfer for you and up to six passengers along with 24/7 roadside assistance. 

If your car is slightly older you’ll receive all of the above plus recovery to a local garage of your choice and overnight accommodation in the unlikely event your car can’t be fixed at the roadside. 

Also available is single and annual trip cover for the EU which is applicable in over 40 countries.

How much is Insure4Breakdown cover?

Only the annual price for both of Insure4Breakdown’s policies is listed on their website so although they might seem expensive at first glance, if you break it down month-to-month you’re actually looking at paying less than £6 a month. 

There are also often discount codes available so it’s likely you’ll be able to get them even cheaper. 

What we think

Don’t be put off by the fact that you don’t necessarily recognise the name, Insure4Breakdown’s two vehicle breakdown policies are a great alternative to those offered by the UK’s largest providers as they’ve impressively managed to find a way to provide an incredibly high-quality, dependable service without at all comprising on the price. 

*This content is independently written by Breakdown Cover Comparison. Breakdown Cover Comparison are not paid to write this content but receive commission for any sales they make from it.